This might be in reducing operating prices, hiring fewer individuals, streamlining back-end processes and minimizing errors. Although a few of these neobanks have affiliations with traditional banks that provide in-person companies, many of them are online-only, providing lowered banking services, low-to no-fee structures and better rates of interest. As of 2020, as many as 1.9 billion customers worldwide actively used online banking services, with the biggest market being in Asia. We can trace the roots of recent digital banking again to the early Nineties, however early forms of digital banking providers return to the Sixties, with the introduction of ATMs. Online banking has proven extremely in style with clients, who find its convenience appealing, in addition to having the power to access accounts on the click of a button, transfer cash around and control their financial institution steadiness and overdraft limits.
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