Term used to describe the value of long-term savings insurance policies sold to new and current prospects. The amount left over after deducting tax, curiosity, depreciation, fees, minority interests and extraordinary charges from gross sales income. This is equivalent to the company’s fairness, which is the quantity contributed by the company’s homeowners plus retained earnings. The place where transactions take place in a selected kind of commodity, such as a stock trade.
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Chase’s web site and/or cell terms, privateness and safety insurance policies do not apply to the positioning or app you’re about to go to. Please review its terms, privacy and security insurance policies to see how they apply to you. Chase isn’t responsible for (and would not provide) any products, services or content at this third-party website or app, aside from services and products that explicitly carry the Chase name. Bank deposit accounts, corresponding to checking and financial savings, may be subject to approval.
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Our personal traces products embrace motor, home and speciality insurance coverage such as journey, cell units and boiler breakdown. The fee at which insurance policies are retained over time and due to this fact continue to contribute premium revenue and belongings beneath management. To have a larger proportion of a fund or share portfolio in one sort of funding or sector than the market benchmark or common. A UK government initiative to problem savings and investment products via the Post Office. An underwriting member of the Lloyd’s of London insurance market, organised into syndicates to spread the dangers involved. Traditionally rich people who assumed unlimited legal responsibility for the risks they lined.
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The amount an insurance coverage company would require, in extra of greatest estimate liabilities, in order to take over and meet the whole portfolio of insurance coverage and reinsurance obligations. It reflects the value of providing capital equal to the Solvency II capital requirement for non-hedgeable risks necessary to help the insurance coverage obligations over their lifetime. Risk Margin represents the worth of deviation risk of the actual outcome compared with the best estimate, expressed by way of a defined threat measure.
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