A structural mannequin was used to check seven hypotheses to find adverse and optimistic effects between unbiased variable and dependent variable. The government, as administrator of the system, should formulate strict confidentiality rules, in order that SMEs can use this system without worrying about the loss of information. At the identical time, according to the precept of non-retroactivity within the legislation, so lengthy as SMEs do not deliberately evade taxes, the federal government had higher not punish those corporations that actively addContent enterprise info.
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Interestingly, complexity is proved to don’t have any significant effect on the relationship between reward sensitivity and utilization intention. This could additionally be as a end result of when the complexity will increase, customers might feel that they can not use the system effectively and successfully, thus reducing their expectations for rewards. In this case, SMEs ought to reward workers who work onerous to be taught the Blockchain-based loan system in order that they’ll adapt to the system more familiarly. In addition, complexity is proved to have important unfavorable effects on the relationship between perceived fairness and utilization intention. This could be as a result of when the complexity increases, SMEs that lack laptop and financial technology skills really feel that they are at an unfair disadvantage in competing with those peers with abundant talents.
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